Does The Policy Cover Me For Hot Work
Yes the Tradesman Policy covers you for "Hot Work". However you are required to take certain safety precautions as a strict policy condition, as follows:
It is a condition precedent to our liability to make any payment under this policy that prior to commencement of such heat work (including the use of angle grinders where heat is generated) all the following precautions are complied with in each instance involving the use of heat (as defined below) by or on behalf of the Insured and taking place elsewhere than on the Insured’s own premises.
- A - Application of heat by means of electric oxyacetylene or other welding or cutting equipment or angle grinders, blow lamps, blow torches, hot air guns or hot air strippers.
- Permission to use the equipment must be obtained from a person acting for the occupier of the site and a Hot Work Permit completed in the form provided by the occupier or using one devised by the Insured and covering the 8 issues / conditions as laid out herein and provided always that the completion of the Hot Work Permit shall not vary or waive any of the undertakings or conditions contained in this Exclusion.
- The area within 3 metres of the work (including in the case of work carried out on one side of a wall or partition, the opposite side of the wall or partition) must be cleared of all loose combustible material; other combustible material must be covered by sand or over-lapping sheets or screens of non-combustible material. Openings in floors walls ceilings roofs or ducts within the Hot Work Area are to be closed covered sealed or otherwise rendered impervious to the passage of fire.
- At least two adequate and appropriate portable Fire Extinguishers, in proper working order, must be kept in the immediate area of the work being undertaken and used immediately smoke or smouldering or flames are detected. All persons engaged in the Hot Work shall be made aware of the location of all fire-fighting equipment.
- A fire safety check of the area must be made approximately 60 minutes after the completion of each period of work and immediate steps taken to extinguish any smouldering or flames discovered.
- Blow lamps and blow torches must be filled in the open and must not be lit until immediately before use and must be extinguished immediately after use.
- A person must be appointed by the Insured to act as an observer to watch for signs of smoke or smouldering or flames.
- Gas cylinders not in immediate use must be removed to an open area at least 15 metres from where the heat is to be applied.
- Paragraph 6) above does not apply solely in respect of the application of heat by means of blow lamps, blow torches, hot air guns or hot air strippers.
- B - Use of heat involving asphalt, bitumen, tar, pitch or lead heaters.
The heating must be carried out in the open in a vessel designed for that purpose and, if carried out on a roof, the vessel must be placed on a non-combustible heat insulating base